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17 H Street is a single family, one bedroom, one bathroom freedman style renovated cottage with a mix of historic details and upscale charm. Enjoy off-street parking and a fenced back yard located just off popular upper King Street area near venues such as Leon's Restaurant, Maison, Little Jacks Tavern and other popular venues. This cottage was originally erected in 1893 by the Reverend DJ Jenkins as part of the Orphan Aid Society, to serve as a one-room schoolhouse. Following such time several additions were made to expand the overall footprint and in 2016 the cottage was completely renovated down to the studs - all new electric, plumbing, HVAC, windows, cedar siding, copper flashing, and gas tankless water heater while integrating in original elements, such as the exposed ceiling beams and metal roofs. Enter via a traditional street-facing door on to the side piazza which runs the length of the house. The front and porch lights are brass from Carolina Lanterns and the interior lighting is all Charleston Lighting Company. The entry stairs and driveway include a mix of historical brick original to the house. The renovation took care to maintain window and door locations original to the construction layout to preserve historical integrity. The first door opens to the great room with large living, open kitchen and space for dining table. The juxtaposition of modern features mixed with historic charm creates an inviting, comfortable ambience. The kitchen has VIKING appliances including a 5-burner gas range. LeGrande Adorn under-cabinet lighting under the kitchen cabinets and receptacles are present throughout the house, adding a high-end feel and a nod to the quality of the components used in the renovation. Hidden away are a side-by-side, full-sized washer and dryer. And the large kitchen island has seating space for bar stools along with Cambria quartz counter space and large stainless undermounted farm-style sink. The upper cabinetry is all extended height for added storage and custom tiled backsplashes below cabinets. Heading down the hall, is the bathroom with European-style hidden tank toilet, vanity with quartz counter, linen storage cabinet and an extra-deep, extra-long bathtub with tiled surround, triple shower niche, and extended-height glass frameless shower door. The bathroom flooring is granite. The bedroom is located at the back of the home with windows facing out to the backyard and a private door to the side piazza. The bedroom has dual two-door closets running the length of the side wall, with custom built-ins including a mix of hanging and shelf space. There is both a ceiling fan as well as wall-mounted lighting flanking both sides of the bed wall for added convenience. Stepping outside, the back yard is fully fenced, with mature landscape and a historic brick, paved patio for entertaining and privacy. This home is located in an X-Flood zone which makes flood insurance optional. There are no HOA fees and no covenants or restrictions for this downtown neighborhood. Zoning will not allow STR unless owner-occupied, but would be eligible for rentals as short as 30 days. If this is important, please verify with City of Charleston zoning.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,363 | $3,495 | $4,453 |
Total Monthly Payment | $3,455 | $3,587 | $4,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.