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seller to offer interest rate buy down with acceptable offer. Welcome to this magnificent residence located on a corner lot in the prestigious Foxbank Plantation. This home features a stunning double front porch and three palm trees in the front yard, offering true Charleston charm. As you enter the foyer, you will find a room to the left, ideal for a home office. Proceed further to the expansive living room, which seamlessly integrates with the kitchen and dining area. The open concept design and abundant natural light create a bright and airy ambiance. The living room boasts a cozy gas fireplace and direct access to the backyard. The gourmet kitchen is a chef's delight, with ample counter and cabinet space, a large island with seating for four, a farmhouse sink, stainless steel appliances, a built-in wall oven, soft close drawers, large walk-in pantry, and elegant quartz countertops. A conveniently located half bath is also situated downstairs. Upstairs, you will find a spacious open area that can serve as a second living room or kids area, and provides access to the second floor porch. The expansive primary suite features a tray ceiling, large walk-in closet, a dual vanity, a garden tub, a beautifully tiled shower, and a separate water closet. Three additional bedrooms, two full baths, and a laundry room complete the upper level. The screened-in porch at the back of the home offers a serene space for relaxation, overlooking the expansive, fenced-in backyard. This home is conveniently located near shopping and dining options and is perfect for those seeking comfort, elegance, and a touch of southern charm. Residents will also have access to the Foxbank Plantation amenities, including the pool, gym, etc. This home is still under the new home mechanical warranty through 8/15/2025 and a structural warranty through 8/15/2033. Use preferred lender to buy this home and receive an incentive towards your closing costs!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,321 | $2,444 | $3,114 |
Total Monthly Payment | $2,396 | $2,519 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.