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Sweetgrass has a great exterior as you drive up to the home. Upon entering the home you are greeted with high ceilings and lots of light from the upper windows. There is a coat closet/storage and then a powder room. The family room opens up to the dining and kitchen areas. The kitchen island is very large and allows for a # of bar stools. This kitchen has a lot of cabinets and a pantry. It includes the natural gas stove, microwave, garbage disposal and dishwasher. Its easy to bring in groceries from the garage right to the island. This garage has extra space for shelves, storage, supplies. The back door leads to the covered patio overlooking the yard. Up the stairs you have the owners suite facing the back of the home. The walk in closet is separate of the bathroom. The bathroom has a shower with a bench and 2 counters to work with. There is also a linen closet and closed door commode. The laundry room is upstairs next to the loft area. There are 3 secondary bedrooms and a bathroom upstairs as well.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,682 | $279,682 | $279,682 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,745 | $1,837 | $2,341 |
Total Monthly Payment | $1,820 | $1,912 | $2,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.