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Nestled on Mallard Lake, this exquisite Lowcountry-style home offers spectacular lake views and the quintessential Seabrook Island living experience. Built in 2015 by New Leaf Builders, the home features an open floor plan with a seamless flow between the spacious living areas. With 4 bedrooms and 3. 5 baths, there's ample space for both relaxation and entertaining. The open kitchen features custom cabinetry, large center island, gas cooktop and classic subway tile. The separate pantry and laundry are just a few steps away. The primary bedroom, located on the first level, provides a peaceful retreat with lovely lake views and direct access to the rear porch. A den offers flexibility for a home office or additional living space. Additionally, the home is equipped with an elevator thatprovides easy access to all three levels. The second level boasts a large en-suite bedroom (could be a 2nd primary), two more bedrooms that share a bath, and a large storage closet, which is plumbed for a 2nd laundry area. Step outside onto the expansive screened porch, where you'll enjoy views of the bridle trail and Mallard Lake. Whether you're watching wildlife or enjoying the peaceful surroundings, this outdoor space is perfect for relaxing or entertaining guests. The garage level offers copious storage space, perfect for cars, a golf cart, bikes, and recreational gear. With fine finishes throughout, this home combines modern comfort with the charm of Seabrook Island's natural beauty. Contribution to capital within P. U. D. upon the initial sale and resale is 1/2 of 1% of the sale price. Buyer responsible for a $250 transfer fee at closing. Purchase also requires membership to the Seabrook Island Club.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,548,000 | $1,548,000 | $1,548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,406 | $9,912 | $13,379 |
Total Monthly Payment | $9,531 | $10,037 | $13,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.