3 Cross Lane, Isle of Palms, SC, 29451 | $3,695,000

Experience timeless charm in this fully furnished Isle of Palms home, set on a beautifully landscaped corner lot. Built with Insulated Concrete Form (ICF) construction, this home offers superior strength, energy efficiency, and soundproofing. ICF homes are highly resistant to hurricanes and extreme weather, providing exceptional durability and peace of mind in coastal living. Designed for both relaxation and entertaining, it features an open floor plan, expansive rooms, and a heated saltwater pool. Whether a primary residence or turnkey vacation rental, this home is truly move-in ready--just bring your bags!Ideally located between the Atlantic Ocean and the Intracoastal Waterway, it's a short walk to both the beach and marina. With over 5, 000 square feet, this home includesfour bedrooms, a dedicated office, and a private teen suite/5th bedroom with a bathroom and separate entrance. The gourmet kitchen has an expansive quartz island, Thermador appliances, two dishwashers, an ice maker, custom cabinetry, and a walk-in pantry. The inviting family room features a remote-controlled fireplace and a beautifully updated wet bar. Upstairs, the owner's suite is a private retreat with a secluded balcony, spa-like bath, and a custom walk-in closet. Step outside to a heated saltwater pool, turf putting green, and outdoor living space featuring a custom-built cabinet with a mini fridge, perfect for entertaining. A 2, 500-square-foot rooftop terrace offers breathtaking views and ocean breezes. The spacious garage accommodates multiple vehicles, a golf cart, and all the coastal essentials you'll need. Beyond the island's white sandy beaches, Isle of Palms offers vibrant eateries, waterfront bars, and top-tier amenities. Historic Charleston is just 15 minutes away, offering world-class dining, shopping, and cultural experiences. Don't miss this chance to own a fully furnished, turnkey home in one of the Southeast's most sought-after beach communities3 Cross Lane is ready to welcome you home.

Features

  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Laundry: Laundry Room
  • Style: Contemporary, Traditional
  • Development: 44 - Isle of Palms
  • Year Built: 2007
  • Garage: 2-car
  • Cooling: Central Air
  • Approx Sq. Feet: 5,074
  • Acreage: 0.35
  • Elem. School: Sullivans Island
  • Middle School: Moultrie
  • High School: Wando
  • Pool: In Ground
  • MLS#: 25007382
  • Days on Market: 49 days
  • Website: https://www.raveis.com
    /eprop/25007382/3crosslane_isleofpalms_sc?source=qrflyer
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Listing courtesy of The Boulevard Company

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3 Cross Lane, Isle of Palms, SC, 29451

$3,695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,956,000 $2,956,000 $2,956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,961 $18,928 $25,547
Total Monthly Payment $18,086 $19,053 $25,672

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.