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Welcome to this charming two-story traditional home in the desirable Park Hill Place neighborhood of North Charleston! Offering nearly 2, 000 sq. ft. of living space, this spacious 4-bedroom, 2. 5-bathroom home is designed for modern comfort with an open floor plan that feels both inviting and functional. Step inside to new LVP floor through out, an expansive family room with a cozy corner fireplace, and a bright dining area that leads to the outdoor patio. The recently updated kitchen boasts a center island, new cabinetry, smooth surface countertops, and stainless steel appliances, including a flat cooktop range, built-in microwave and stainless steel refrigeratorUpstairs, the primary suite is a true retreat, complete with a vaulted ceiling, walk-in closet, and a spa-like ensuite bathroom featuring a jacuzzi tub, separate glass-enclosed shower, and dual vanity sinks. Three additional spacious bedrooms with ample storage and a full bath complete the upper level. Outside, enjoy a fully fenced private backyard and screened in porch perfect for entertaining or relaxing. Additional features include a two-car garage, a separate laundry/mudroom, a smart thermostat, and a keypad security system. Conveniently located near I-26, shopping, dining, and entertainment, this home offers an easy commute to downtown Charleston and local beaches like Folly Beach, Isle of Palms, and Sullivan's Island. Don't miss your opportunity to own this fantastic home in a prime location!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $1,994 | $2,511 |
Total Monthly Payment | $1,996 | $2,069 | $2,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.