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Brand New Construction! Welcome to this stunning newly built Charleston-style cottage nestled on a tranquil wooded lot in the highly desirable Royal Harbor community. This 4-bedroom, 3. 5-bathroom home spans 2, 688 sq ft of thoughtfully designed living space, offering turn-key, move-in-ready convenience with high-end custom finishes throughout!Step inside to a bright, open-concept floor plan and you will find a home office directly to your left, ideal for remote work. The chef's kitchen takes center stage--featuring quartz countertops, stainless steel appliances, custom backsplash, a double-wide sink, and an oversized island, perfect for entertaining. The living area is framed by a gas log fireplace perfect for the chilly months!irectly off of the kitchen there is an informal dining area for convenience. The main-floor primary suite is a true retreat, boasting tray ceilings, a walk-in closet, and a spa-like en-suite bath with a freestanding soaking tub and custom-tiled walk-in shower. Upstairs, a loft area provides additional flex space, while a private guest suite with an en-suite bath and two more bedrooms with a shared bath complete the second floor. With 9'+ ceilings, designer upgrades, and a fresh, modern aesthetic, this home is truly move-in readyjust unpack and start enjoying brand-new, worry-free living! Directly off of the living area there is a large screened-in porch that overlooks the backyard and detached two-car garage offering ample storage for your cars/toys. Located just one mile from the award winning 18 hole Championship golf course of The Links at Stono Ferry! Which is also home to the College of Charleston Men's and Womens' Golf Teams! Just 25 minutes from Downtown Charleston. Also, just minutes from West Ashley shopping, dining, and amenities, this home offers the perfect blend of seclusion and convenience. Nearby, you'll find top-rated restaurants such as Harvest Moon Lowcountry Grille, Gilligan's, The Kickin Chicken and many more! Just a short drive away you can head to The Wild Olive, Stono Market, Lost Isle and the Royal Tern on Johns Island! For your grocery needs, Publix is conveniently located approximately 2. 5 miles away, and Walmart is approximately 4. 5 miles away! The area offers various local shops and services, ensuring that all your daily necessities are within easy reach! Don't miss your chance to see this amazing new-construction property before it's gone!!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,120 | $623,120 | $623,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,887 | $4,093 | $5,216 |
Total Monthly Payment | $3,979 | $4,185 | $5,308 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.