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82 Mariners Cay Drive, Folly Beach, SC, 29439 | $599,000
82 Mariners Cay is a 1st floor Folly Riverside flat, situated in one of the most private locations in the community. This property has maple floors throughout the living area and bedrooms. The custom beadboard ceilings give this residence a cozy beach cottage look and feel. There are brand new Pella doors and windows installed throughout. Enjoy soft breezes, stunning sunrises and sunsets, and some of the best river views Mariners Cay has to offer. Enjoy dolphins splashing, egrets fishing, and pelicans soaring all from your living room couch. If you like to fish or sunbathe, just walk out on the private riverside staircase, and set up your beach, or cast a line. Mariners Cay is a private, gated community located only 5 minutes from the beach and just 18 minutes from Historic Charleston. Mariners' Cay amenities include a pool, tennis courts, a community dock and club house. Enjoy low country living to the fullest, in this private, gated residential community.
Features
- Heating: Heat Pump
- Cooling: Central Air
- Amenities: Boat Ramp, Park, RV/Boat Storage
- Bedrooms: 2
- Baths: 2 full
- Complex: Mariners Cay
- Development: 22 - Folly Beach to Battery Island
- Year Built: 1982
- Approx Sq. Feet: 1,369
- Water Front: Yes
- Elem. School: James Island
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 24007082
- Days on Market: 417 days
- Website: https://www.raveis.com
/prop/24007082/82marinerscaydrive_follybeach_sc?source=qrflyer
Listing courtesy of Dunes Properties of Chas Inc
William Raveis Family of Services
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888.699.8876
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
82 Mariners Cay Drive, Folly Beach, SC, 29439
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,029 | $3,148 | $4,011 |
| Total Monthly Payment | $3,121 | $3,240 | $4,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484