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You won't want to pass up this amazing opportunity in the incredibly popular Cottages at Johns Island! This charming three-bedroom home (plus a spacious bonus room that could serve as a fourth bedroom) boasts an open concept floor plan that's perfect for both relaxing and entertaining. Step inside to find the primary bedroom conveniently located on the main floor, featuring a walk-in shower, a luxurious garden tub, double vanities, and plenty of closet space--talk about a personal oasis! The kitchen is a chef's dream, equipped with a sleek gas range, gorgeous granite countertops, stainless steel appliances, and a pantry that has room for all your culinary goodies. Head upstairs, and you'll find a cozy loft area that's just right for a home office or a comfy reading nook, along with two more bedrooms and a full bathroom. Oh, and did we mention the generously sized bonus room? It's perfect for guests, hobbies, a fourth bedroom or whatever your heart desires! Imagine sipping your morning coffee on the serene screened porch, taking in the peaceful views of your private backyard that backs up to a lovely pond, a playground, and a community walking trail - sounds dreamy, right? Plus, you'll appreciate the convenience of a detached two-car garage (a rare find in this neighborhood) and a long driveway that offers plenty of parking for family and friends. Location-wise, you're in the sweet spot, just a hop away from shopping, delicious restaurants, beautiful beaches, and the soon-to-be John's Island recreation and aquatic center. This is the neighborhood and home you've been searching for! Come check it out and imagine the memories you'll create here!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,882 | $2,995 | $3,817 |
Total Monthly Payment | $2,974 | $3,087 | $3,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.