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3. 25% VA assumable mortgage! This charming 3-bedroom, 2. 5-bathroom home w/ saltwater pool is nestled on a spacious lot in a quiet cul-de-sac in the Bayview Farms community on James Island. Perfectly designed for relaxation and entertaining, this property offers a host of impressive features inside and out. Step into your private backyard oasis featuring a sparkling saltwater chlorinated pool, hot tub, and a large patio area perfect for lounging or hosting poolside gatherings. The screened porch--complete with a ceiling fan, decorative lighting, curtains, and speakers--offers a cozy retreat for year-round enjoyment. The fully fenced yard provides both privacy and direct access to the Bayview Farms Soccer Complex through a gated entry. Bonus: a pool cleaning robot and cover convey with theproperty! Inside, the kitchen boasts a gas stove and a charming breakfast nook with windows overlooking the backyard. The living room, wired for surround sound, features a wood-burning fireplaceperfect for cozy evenings. A separate dining area completes the main living spaces. Upstairs, the spacious master suite offers an ensuite bath and walk-in closet, while two additional bedrooms and a full bath provide ample room for family or guests. Plantation shutters on the first floor and new blinds upstairs add a touch of elegance and practicality. The two-car garage is a dream for any hobbyist or organizer, with a built-in workbench, tool storage, large shelving units, and an additional refrigerator. Enjoy the welcoming front porch for morning coffee or evening chats. Bayview Farms offers outstanding amenities, including two pools (adult and kid-friendly), tennis/pickleball courts, basketball courts, and a playground. Conveniently located just over 7 miles to Folly Beach and 6 miles to downtown Charleston, you're close to the best of Lowcountry living. This home truly has it allspace, comfort, and convenience. This property has a 3. 25% VA assumable mortgage please inquire for more details.
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Our Executive Mortgage Banker:
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$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,734 | $3,876 | $4,882 |
Total Monthly Payment | $3,826 | $3,968 | $4,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.