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Welcome to your coastal retreat! This stunning 4-bedroom, 2. 5-bathroom townhome, built in 2021, offers 1, 753 square feet of modern living space nestled against the serene backdrop of marshlands on John's Island. Step inside to discover an inviting open-concept first floor, complete with soaring 9-foot ceilings that create a bright and airy atmosphere. The heart of the home is the well-appointed kitchen, featuring a spacious island, sleek stainless steel appliances, and ample cabinetry--perfect for both everyday meals and entertaining guests. The outdoor amenities will elevate your lifestyle, with an outdoor shower for rinsing off after a day of fun in the sun, and a unique sauna located in the insulated garage, equipped with a mini-split HVAC system for year-round comfort. The garage also boasts a built-in oyster shucking table, ideal for hosting seafood feasts with friends and family. Enjoy the community's refreshing neighborhood pool, perfect for lazy summer days, and take advantage of the excellent locationjust 25 minutes from the pristine shores of Kiawah Island and vibrant downtown Charleston. For boating enthusiasts, the Limehouse Boat Ramp is just a mile away, providing easy access to the area's beautiful waterways. This townhome offers the perfect blend of comfort, style, and convenience. Don't miss the opportunity to make this exceptional property your new home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,234 | $2,846 |
Total Monthly Payment | $2,224 | $2,309 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.