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Welcome to 8661 Refuge Point Circle, a meticulously kept custom-built home nestled in The Refuge at Whitehall--a serene conservation community set on a 26-acre peninsula overlooking the scenic Ashley River for some of the best sunset views you will experience. Located just across from the historic gardens and buildings of Middleton Place, this home offers both natural beauty and timeless charm. Step inside to discover a thoughtfully designed floor plan, perfect for raising a family, entertaining, or multi generational living. On the main level, you are greeted by a foyer that steps into the cozy living room that features an abundance of natural light, a gas fireplace, and built-in cabinetry and shelving. As you continue through the living area you will find yourself in the functional yet elegant kitchen equipped with granite countertops, a gas range, stainless steel appliances, and a pantry. From there, you will find the formal dining room as well as the laundry room. Additionally located on the main level are two guest bedrooms and the spacious primary suite complete with a trey ceiling, a custom closet, a dual vanity en-suite bathroom, soaking tub, walk-in shower, and direct access to the back balcony. Off the main level, you can unwind on the screened-in porch, where breathtaking views of the Ashley River provide the perfect backdrop for your morning coffee or evening gatherings. The lower level boasts a full mother-in-law suite, offering a master bedroom, guest bedroom, full bathroom, living room, kitchenette, and direct access to the covered porch that overlooks the beautifully manicured backyard making it an ideal setup for various living needs. There is no lack of storage space throughout this home! There is truly a place for everything. Some additional features of the home include custom window treatments, travertine tile and hardwoods throughout, fully fenced backyard, and the pool table on the lower level will convey! Beyond your doorstep, the community offers a play park, a common area, a community dock, and an annual membership to Middleton Place, connecting you to one of Charleston's most cherished historic sites. Location wise, you are conveniently located near all of your shopping needs, I-26, 15 minutes to the Charleston Air Force Base, 10 minutes to Eagle Nest Elementary, 11 minutes to River Oaks Middle School, and 9 minutes to Fort Dorchester High School. This move-in ready home is your chance to experience Lowcountry living at its finest.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,482 | $6,050 |
Total Monthly Payment | $4,345 | $4,574 | $6,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.