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This charming country home, located in the peaceful town of Saint George, offers a unique blend of classic Southern architecture and modern amenities. Situated on a 7. 25 acre lot, the property is graced with azaleas, camellias, magnolias, and moss-draped live oaks, creating a serene and picturesque atmosphere. The expansive front porch invites relaxation or entertaining, evoking the feeling of Southern living. This spacious home features a grand entrance stairway with 12-foot ceilings, a living room flowing into the dining room, den, and kitchen. It includes several bedroom suites with unique features like fireplaces and private deck entrances and 7 renovated bathrooms throughout! The home is well-suited for an event space, large family home, or potential InnCome see it for yourself!Upon entering the home, you're greeted by a spacious entrance hall with a grand stairway and 12-foot ceilings throughout. The living room, enhanced by a beautiful gas-insert fireplace, flows into the dining room, den/family room, and kitchen. The den opens onto a rear deck, and the former breakfast room offers potential for a modern chef's kitchen. The layout includes several bedroom suites, each with its own unique features, including fireplaces and private entrances to the deck. The master suite on the main floor is separated into two rooms, with a large bath offering a soaking tub and separate shower. The upstairs master suite mirrors this layout, with two rooms and a shared bath, offering versatility for a variety of uses. The home also boasts several additional bedroom suites and bathrooms, with a total of seven renovated bathrooms. Significant renovations were made in 2007, including updates to the electrical, plumbing, and HVAC systems, as well as a new roof. The electrical wiring is commercial-grade, suitable for a potential bed and breakfast or inn. The home is also well-suited for an event space, large family home, or potential Inn, thanks to its ample space and flexible layout. This property is situated in Dorchester County, which is poised for growth, especially with the neighboring Volvo Plant in Ridgeville and the new middle school, and the new homes being developed in and around St. George. The owner believes the home was originally constructed in the late 1870s, with the 1933 date in the tax records referring to the kitchen addition. The home is believed to be around 4, 600 square feet, offering ample space for a variety of purposes. There are endless possibilities with this beautiful, historic property!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,995 | $3,153 | $3,986 |
Total Monthly Payment | $3,087 | $3,245 | $4,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.