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Welcome to your dream home located in the prestigious community of The Coves at Cane Bay Plantation. This exquisite single-level, 4-bedroom, 3-bathroom residence is a perfect blend of elegance and functionality, designed to cater to your every need. As you step inside, you are greeted by an inviting foyer that sets the tone for the warmth and sophistication that flows throughout the home. To the right, discover an ideal office space featuring a vaulted ceiling, French doors, and generous proportions, making it an inspiring environment for work or study. *Seller offering interest rate buydown with acceptable offer. *To the left, a large formal dining room awaits, beautifully appointed with wainscoting, providing an elegant setting for entertaining guests. The heart of the home is the expansive great room, boasting a tray ceiling, abundant natural light, and a cozy fireplace, creating a welcoming atmosphere for relaxation and family gatherings. The adjoining gourmet kitchen is a culinary enthusiast's delight, offering ample counter and cabinet space, a kitchen island with seating, luxurious granite countertops, stainless steel appliances, double oven, and a convenient pantry. The primary suite is thoughtfully separated from the other bedrooms, providing a private retreat. It features a tray ceiling, rich wood floors, and an impressive walk-in closet. The spacious ensuite bathroom is a haven of tranquility, equipped with double vanities, an oversized walk-in shower, a water closet, and an extra linen closet for added convenience. The additional bedrooms are generously sized, bathed in natural light, and share a well-appointed full bathroom with modern fixtures and finishes. All of the cabinets in the home have been newly painted. The fourth bedroom, also known as the Finished Room Over Garage (FROG), boasts its own full bath, offering flexibility for guests or extended family. Step outside to enjoy a large screened porch and a beautifully crafted stamped concrete patio, ideal for outdoor living and entertaining. A serene, wooded area behind the home offers privacy and a peaceful backdrop to your everyday life. Additional features include a 2-car garage, energy-efficient windows rated for up to 150 mph winds, upgraded trim with crown molding throughout, and hand-rubbed engineered hardwood floors. Residents of The Coves enjoy access to a 350-acre lake system, perfect for boating, fishing, and other recreational activities. The community also offers a boathouse, pool, scenic walking trails, and is within walking distance to a planned kayak launch and proposed private access to a trail leading to the lake. This remarkable home is more than a place to live; it is a lifestyle. Don't miss the opportunity to make it your own. Schedule a viewing today and experience the unmatched quality and charm of this exceptional property. *Seller offering interest rate buydown with acceptable offer. * Use preferred lender to buy this home and receive an incentive towards your closing costs!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,452 | $2,549 | $3,248 |
Total Monthly Payment | $2,527 | $2,624 | $3,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.