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Welcome to this exquisite brick ranch in the highly desirable Harbor Woods neighborhood! This stunning residence boasts timeless architecture with charming curb appeal, inviting you to explore its spacious interiors and pristinely landscaped backyard retreat. There is a detached studio flex space with a full front enclosed screen porch--perfect for a home office, studio, workout room, guest suite, and much more. NO HOA and a prime location in the heart of James Island, just minutes from downtown Charleston and Folly Beach!Step inside and immediately notice the hardwood floors that run throughout the open living areas. You will find a formal living room connecting into the dining room that feeds into the spacious living room--creating the perfect layout for entertaining. The chef's kitchen, and yes, if you like to cook, you will LOVE this! Features include stainless steel appliances, a Beverage Air refrigerator, a Wolf gas cooktop, plenty of counter space and storage, a large island, granite countertops, a glass backsplash, and an eat-in bar. Just beyond, the sunroom/playroom overlooks the beautifully landscaped backyard, providing a bright and airy retreat. The primary suite offers ample space with a generously sized bedroom, an en-suite bath, and a tiled walk-in shower. Two additional large bedrooms feature spacious closets and share a hall bath with a classic clawfoot tub. There is also a room over the garage that is perfect to use as a 4th bedroom, home office, or playroom! Step outside to the meticulously maintained backyard, featuring a gazebo area perfect for outdoor dining and a stone pathway leading to the detached flex space. The backyard also includes paver walkways and a paver drivewaya high-end upgrade that adds both durability and curb appealas well as water catches for rainwater storage. The detached flex space, complete with electricity, a sink, and climate control, offers endless possibilities for a studio, workout room, or rental income opportunity! Other upgrades include an encapsulated crawl space, a whole-home generator, a tankless hot water heater, attached and operable hurricane shutters, newer Muhler windows, a 2019 roof, gutter guards, and a full lawn irrigation system. What makes this property truly special is the unbeatable location just minutes to Downtown and close to Folly Beach, also just a short bike ride away from Harris Teeter, Starbucks, Publix, Stiles Point Elementary, JICHS, The Bayview sports complex, Coastal Crust, Harlow, Aji, and so much more!! No flood insurance required! Don't miss your chance to see this amazing property before it's gone!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,920 | $575,920 | $575,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,688 | $3,828 | $4,821 |
Total Monthly Payment | $3,780 | $3,920 | $4,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.