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Just a short walk from Kiawah Island's pristine beach, this beautifully maintained 4-bedroom, 3-bath home is positioned on a quiet street overlooking a tranquil lagoon on Cougar Point, one of Kiawah Island Golf Resort's five golf courses. Built in 1990 and still in the hands of its original owners, this property has been meticulously cared for, well maintained, and has never been on a rental program. The home has a new roof (2024) and a one car garage with attached breezeway providing ample room for all of your beach storage and an outdoor shower. The property is being offered fully furnished. Truly a turn-key opportunity for immediate enjoyment!The home's West Beach location also offers easy access to ''The Sandcastle'', Kiawah Island's amenity center reserved exclusively for property owners with two pools, a fitness center, and a seasonal poolside restaurant. Whether you're seeking relaxation on the beach, a round of golf, or resort-style amenities, this family beach house offers a welcoming combination of comfort, location, and luxury. Don't miss this opportunity to own a piece of paradise on Kiawah Island where serenity meets recreation in a stunning setting.
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$2,100,000
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,680,000 | $1,680,000 | $1,680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,208 | $10,757 | $14,635 |
Total Monthly Payment | $10,333 | $10,882 | $14,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.