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Welcome to your dream home in South Island Plantation, a premier private community gracefully situated along the picturesque Winyah Bay in Georgetown, SC. This exquisite three-story new construction seamlessly blends modern sophistication with effortless maintenance, featuring double-hung aluminum windows and a durable PVC wood-look finish. Inside, the home offers four generously sized bedrooms and a dedicated office space, ideal for remote work or study. Three full bathrooms provide ample comfort and convenience for family and guests. The property includes a spacious two-car garage with an additional unfinished room above, perfect for extra storage or potential customization. Welcome to your dream home in South Island Plantation, a premier private community gracefully situated along the picturesque Winyah Bay in Georgetown, SC. This exquisite three-story new construction seamlessly blends modern sophistication with effortless maintenance, featuring double-hung aluminum windows and a durable PVC wood-look finish. Inside, the home offers four generously sized bedrooms and a dedicated office space, ideal for remote work or study. Three full bathrooms provide ample comfort and convenience for family and guests. The property includes a spacious two-car garage with an additional unfinished room above, perfect for extra storage or potential customization. A large laundry room and separate mudroom enhance the home's functionality, with a conveniently located powder room off the mudroom for added convenience. Each level is equipped with its own HVAC system, ensuring year-round comfort. Extra attention has been given to this home with enhanced measures incorporated into the exterior siding, porch ceilings, and flooring to guarantee long lasting durability and peace of mind. The main living area exudes elegance with a coffered ceiling, adding a touch of charm and sophistication. The chef's kitchen is a culinary delight, featuring a large walk-in pantry and a spacious working island with seating for up to ten, making it perfect for entertaining or casual family meals. A highlight of the home is the double front porches, which is also accessible through the primary bedroom on the second level, offering a serene retreat to enjoy your morning coffee or unwind in the evening while soaking in the beautiful surroundings. As a resident of South Island Plantation, you will also enjoy access to a range of exceptional community amenities. The clubhouse serves as a social hub, featuring a large pool, workout facility, and a convenient day dock on the Winyah Bay for water enthusiasts. These amenities enhance the lifestyle and sense of community within this prestigious neighborhood. Don't miss this exceptional opportunity to own a luxury residence in the coveted South Island Plantation. This home embodies both elegance and functionality, offering a perfect blend of comfort and style in a truly desirable location.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,529 | $3,668 | $4,674 |
Total Monthly Payment | $3,621 | $3,760 | $4,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.