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***Buyer to receive . 5% of loan amount towards closing costs or rate buydown with use of preferred lender, Kellie Collins with Integrity Home Mortgage***Welcome to the charming and spacious 3-bedroom, 3-bathroom popular Athens Loft home plan designed for modern and active adult living. This like-new home is in immaculate condition and offers a perfect blend of comfort and style. Before you sit down to enjoy your sweet tea on the adorable front porch, let's have a tour around!Upon entry, you are greeted by a welcoming foyer that sets the tone of the home. A secondary bedroom is to the right with its own private bathroom, perfect for guests or a home office. The bathroom is stylishly appointed with a frameless shower door, framed mirror and beautiful vanity. The laundry room to the left has plenty of cabinet storage and a utility sink. Don't miss the added pantry with shiplap exterior near the garage door for extra bulk storage. An open-concept living area with large windows floods the home with natural light, creating a bright and airy atmosphere. The elegant living room has been upgraded with a cozy fireplace for ambiance or warmth on those few chilly SC nights. The family room flows seamlessly into the dining area, making it perfect for entertaining guests or relaxing with loved ones. The kitchen is a chef's dream, featuring sleek countertops, backsplash, top-of-the-line Café appliances, ample cabinet space and the ultra popular quill colored kitchen island. Whether you're preparing a quick meal or hosting a dinner party, this kitchen is sure to impress. With two pantries for storage, you can ensure everything has its place. The primary suite is a peaceful retreat, featuring a generous layout with bump-out for a reading corner or additional dressers. The ensuite bathroom has a double vanity and frameless shower with bench seating as well as a sizable walk-in closet. Continuing upstairs, the loft area provides a versatile space that can be used as an office, media room, or guest retreat - whatever suits your needs! A bedroom and full bathroom upstairs provides the perfect, private space for those guests who will want to come visit (and escape the cold!) Outdoor living is just as inviting with a charming screened-in back patio for enjoying the warm South Carolina weather. The patio features beautiful pebble flooring and twinkling string lights as well as pull down shades for privacy and sun protection. Enjoy sunset views over the landscaped berm! Located within the sought-after Four Seasons community, this Athens Loft floor plan offers not just a beautiful home, but a lifestyle complete with resort-style amenities including a clubhouse, indoor and outdoor pools, hot tub, fitness center, pickleball and tennis courts, bocce ball, event lawn, walking and biking trails, access to the Lakes of Cane Bay with a boat ramp and dock facilities, dog park, gated front entrance that is manned 24/7, and a full-time lifestyle director. Lawn maintenance and trash pickup is also included. Four Seasons is in close proximity to shops, restaurants, and daily conveniences located within both the Cane Bay Plantation and Nexton communities. The golf cart lifestyle this community offers makes getting around (and even getting groceries!) easy and fun! What sets this community apart from the other active adult communities in the Summerville area is the stunning 360 acre lake system that runs through the heart of Four Seasons. Use the kayaks available at the clubhouse for a morning paddle and take in the beauty and nature of the Lakes of Cane Bay! Make 125 Leeward Landing your dream home and experience the best of Summerville active adult living! With its well-thought-out design and premium features and upgrades, this home is a must-see for those seeking the perfect move-in ready home in an active community. *Current owners have pre-paid for pest control and termite bond for the year as well as irrigation system start up, shut down and maintenance.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,655 | $2,759 | $3,516 |
Total Monthly Payment | $2,747 | $2,851 | $3,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.