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Looking for the ultimate in peaceful waterfront view living? There are over 1150 sq ft of wrap-around covered porches and 180 sq ft of open deck to provide views of the marshes, lighthouses, gardens, creeks and the lagoon. Delight in the expansive views, with views of the Morris Island lighthouse during the day, and Sullivans Island lighthouse at night. Ride the tides out to deep water and all the lowcountry waterways have to offer. Wood storks, cranes, herons, ducks and even the dolphins will visit you here. There are water views all around the home, including a large lagoon in front. This large craftsman style home was custom built to withstand the elements and provide years of luxurious living. The first floor sits 19 feet above flood plain to cut down on flood insurance, and provide those amazing views. The cement plank shingle siding provides a low maintenance exterior. Windows and doors are double-paned and D-65 Wind Code rated to 130mph for added protection and safety. The main living area has 34 foot cathedral ceilings with a full length fireplace. The open living area room leads to open kitchen with breakfast/bar. Kitchen has huge granite countertops, two dishwasher drawers (one on each side of the sink for convenience), two ovens, gas cooktop and stainless hood, icemaker and built-in glass cabinet. A door leads to an outdoor grilling and seating area. Separate dining room offers two glass walled views of creek with one wall mirrored for echoed scene. Bamboo floors throughout with the exception of slate and ceramic in the baths. Dual master bedroom downstairs has separate covered porch, bath with dual sinks with Sequatchie stone countertop, and garden tub/shower with large windowed views of lagoon. Upstairs via artful stairs or elevator are two lofts, and windows all around. All bedrooms have water views, as do baths. Upstairs master bedroom has deep turtleback ceiling, two walk-in closets, coffee/tea station, rich tones of slate stone in the master bath with garden alcove and separate "half bath" within the master bath, separate shower/garden jetted tub. Double jade green sinks on a "bluestone" custom countertop complete the clean lines. There are two large walk-in attics for easy storage. An additional 3rd roof attic has a dehumidifier. The 1800 sq ft garage has 3 car and/or boat storage. There are additional storage/work spaces in the garage which encompass the entire footprint underneath and is closed in with a dehumidifier. The gardens with fountain has cherry trees, palms and clumping bamboo blowing in the island breezes is the perfect place to relax. The home is perfectly situated on a private gated island, with tennis courts, pool, boat storage and crabbing dock. Walk or golf cart ride to Folly Beach, and its just a 20 minute ride to Downtown Charleston! Set this home as a favorite, and set your appointment to see it today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,704,320 | $2,704,320 | $2,704,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $16,432 | $17,316 | $23,558 |
Total Monthly Payment | $16,557 | $17,441 | $23,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.