515 Joseph Street, Charleston, SC, 29412 | $1,650,000

OWNER IS A LICENSED REAL ESTATE AGENT. This custom-built home is a rare find, offering two homes in one with tons of flexibility. Whether you're looking for a multi-generational setup, an income-producing property, or just a spacious place to call home, this one has it all. Home to be completed by April. The main home has an open floor plan with a high-end kitchen featuring custom wood cabinetry, quartz countertops, a 36" gas range, a pot filler, a microwave drawer, and a KitchenAid three-rack dishwasher. The massive island seats up to ten, making it the perfect gathering spot. The living room is warm and inviting with a gas fireplace as the centerpiece. There's also a half bath and back pantry with laundry, a beverage fridge, wine fridge, and built-in pantry. You can access the back apartment through here too. 2nd floor has two bedrooms. The guest bedroom has its own en-suite bath and large closet. The primary suite is a dream with a gas fireplace, a walk-in closet, and a spa-like Carrara marble bathroom with a soaking tub and waterfall shower-heads. The third floor is all about space and entertaining, with a huge living room that opens to a reinforced deck wired for a hot tub. There's also a custom bar with a beverage fridge, sink, and tile backsplash, plus another large bedroom and full bath. The attached ADU has its own private entrance and can be locked off from the main house, making it great for a rental or guest space. The first floor has a spacious living room with a gas fireplace and a full kitchen with high-end appliances, quartz countertops, and custom cabinets. There's also a half bath for guests. 2nd floor, two bedrooms share a full bath, and there's a private laundry room. The third floor is dedicated to the owner's suite, which has its own balcony, two closets, and a Carrara marble bathroom with a soaking tub and walk-in shower. The home also has a drive-under basement with tons of storage and EV pre-wiring. Home is energy-efficient with spray foam insulation, high-SEER air conditioners, tankless water heaters, and energy-efficient windows. LVP flooring throughout, costal wood trim package, tall ceilings throughout home, metal roof, and more. For investors, long-term rentals in this area bring in $3, 500+ per month, with even more potential for furnished rentals. Short-term rental eligibility is subject to city approval. Located just minutes from downtown with no stoplights, this home is close to everythingincluding the beach. It's a rare opportunity to own a custom-built, energy-efficient home with multiple living options in a prime location. Bring us an offer!! Seller might consider owner financing. OWNER IS A LICENSED REAL ESTATE AGENT.

Features

  • Bedrooms: 6
  • Baths: 5 full / 2 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Charleston Single
  • Development: 21 - James Island
  • Year Built: 2025
  • Garage: 3-car
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 3,400
  • Acreage: 0.21
  • Elem. School: Harbor View
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 25003634
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /eprop/25003634/515josephstreet_charleston_sc?source=qrflyer
Copyright © 2025  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of The Boulevard Company

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi MejiaInsurance Sales Director, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

515 Joseph Street, Charleston, SC, 29412

$1,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,020 $8,452 $11,499
Total Monthly Payment $8,145 $8,577 $11,624

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.