109 Osprey Ridge Lane, Summerville, SC, 29483 | $414,000

Start with a 2% LOWER interest rate! Seller will pay the cost to procure a 2-1 buydown for the buyer with a full price offer and the use of the seller's preferred lender, cost not to exceed 2. 5% of the buyer's loan value. A 2-1 buydown is a loan in which the first year's interest rate is 2 percentage points below the note rate for the loan. The second year's interest rate is 1 percentage point below the note rate for the loan. At the beginning of year three, the interest rate reverts to the note rate for the remainder of the loan term. Nestled in the charming and newly developed Limehouse Village, this stunning home offers a perfect blend of modern comfort and natural beauty. Situated on a prime lot, the welcoming front porch overlooks a serene wooded area, while the protected wetlands and pond behind the home create a peaceful and private retreat. Step inside, and you'll immediately be captivated by the gorgeous flooring, abundant natural light, and seamless open-concept layoutideal for both relaxed living and entertaining. The kitchen is a chef's dream, featuring sleek countertops, a stylish backsplash, a spacious pantry, and stainless steel appliances. The first-floor primary suite is a true sanctuary, complete with a luxurious en suite bathroom boasting a walk-in shower, dual vanities, a private water closet, and a generous walk-in closet. A spacious laundry room and powder room are also conveniently located on the main level. Upstairs, an expansive loft provides endless possibilitiesperfect for a media room, home office, or play area. Three spacious bedrooms, each with ample closet space, and a full bathroom complete the second floor. Outdoor living is a delight with a back patio that invites you to unwind after a long day or host a weekend cookout. The detached two-car garage offers plenty of room for parking, storage, and all your outdoor gear. Plus, the in-ground irrigation system ensures easy lawn maintenance. Limehouse Village offers fantastic amenities, including a beautiful pool, clubhouse with ample parking, a playground, and a neighborhood gazebo. With the Berlin Myers Parkway extension set for completion in 2026, the community will gain an additional entrance for even greater convenience. Zoned for Newington Elementary, Gregg Middle School, and Summerville High School, this home is an exceptional opportunity to experience low country living at its finest. This home is vacant and has been professionally cleaned. Make 109 Osprey Ridge Lane your next home and start living your best life in Summerville, South Carolina!

Features

  • Amenities: Clubhouse, Park, Pool, Trash
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Washer Hookup, Laundry Room
  • Style: Charleston Single
  • Development: 63 - Summerville/Ridgeville
  • Year Built: 2024
  • Garage: 2-car Detached
  • Heating: Forced Air
  • Cooling: Central Air
  • Approx Sq. Feet: 2,277
  • Acreage: 0.12
  • Lot Desc: 0 - .5 Acre, Level
  • Elem. School: Newington
  • Middle School: Gregg
  • High School: Summerville
  • MLS#: 25004735
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/25004735/109ospreyridgelane_summerville_sc?source=qrflyer
Copyright © 2025  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Carolina One Real Estate

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109 Osprey Ridge Lane, Summerville, SC, 29483

$414,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $331,200 $331,200 $331,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,093 $2,176 $2,773
Total Monthly Payment $2,168 $2,251 $2,848

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.