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$40, 000 incentive through May. The Double Balcony Yates Plan (same as the model home) is a fantastic open concept home perfect for everyday living and entertaining alike. The gourmet kitchen will energize your inner chef. With double stacked cabinets and a center island there is plenty of storage and prep space. The island will be where you spend your time making memories. Gather for coffee and cocktails, share meals and stories, do projects and . The island overlooks the dining space and family room putting you in the heart of the action. The 12' slider opens to an extended screen porch with fireplace. Watch the game or cozy up with a book. The study at the front of the home is a fantastic home office/den. The bedroom with adjacent full bath on the main floor comes inhandy. The Main Floor Owner's Retreat is privately located at the back of the home. The bath is it's own retreat with large walk in shower. Upstairs are 2 bedrooms that share a full bath. The flex retreat space is a perfect playroom or hangout space. The finished storage room upstairs provides extra space for your things or could be a wonderful gaming room or exercise room. Hidden Ponds Reserve is a winding road, small enclave community only 7 miles from Mt. Pleasant conveniences. $40, 000 incentive has already been applied to pricing.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $843,251 | $843,251 | $843,251 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,192 | $5,399 | $7,288 |
Total Monthly Payment | $5,317 | $5,524 | $7,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.