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Welcome to this stunning 4Bed/3Ba custom-built NEW CONSTRUCTION home overlooking the 15th tee of the award winning Stono Ferry Golf Course! Boasting over 3, 300 sq ft of living space and situated on a cul-de-sac with direct access to the 15th hole! As you enter the home you're greeted by a spacious open floor plan featuring 10-foot ceilings and hardwood floors throughout. The living area is highlighted by an abundance of natural light flowing seamlessly into a chef's dream kitchen, boasting quartz countertops, a massive eat-in island, and an adjacent dining room overlooking the golf course and Stono River! Adjacent to the living room there is a large porch providing the perfect place for you to enjoy your morning coffee and take in the views!The master suite, located on the main floor, features a spacious walk-in closet and an en-suite bathroom with a double vanity, soaking tub, walk-in shower, and a powder room. A guest suite with a walk-in closet and full bath, along with an office area and elevator entrance, complete the main living floor. On the left side of the kitchen is the laundry/mudd room with a sink that also connects to the office area. The upstairs is complete with a spacious loft area, full bathroom, including a tub/shower, and two additional bedrooms with walk in closets. The home offers ample storage space throughout, an elevator shaft already in place, and a 4-car attached garage with additional space for a golf cart. The exterior of the home is Hardiplank siding and has a brand NEW 30-year architectural roof! The Stono Ferry community offers endless amenities, including a championship 18-hole golf course with a clubhouse, a junior Olympic-size community pool, lighted tennis and pickle-ball courts, a children's playground and pavilion, a polo field, a world-class equestrian center, and neighborhood social functions. Stono Ferry also hosts the annual Charleston Cup Steeplechase. Conveniently located near shopping, dining, Downtown Charleston, and area beaches, this home offers an unparalleled lifestyle in a premier location!! Upgrades available: -elevator-$30, 000 -gravel under porch - $3500 -master closet - tbd based on selections -cabinet hardware - $1000 -screen porch - $10, 000
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $939,920 | $939,920 | $939,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,711 | $6,018 | $8,123 |
Total Monthly Payment | $5,836 | $6,143 | $8,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.