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Property has a 3 day kickout clause, please continue to show. *Seller will pay the one time HOA fee of $4, 000 with an acceptable offer* Discover the charm of low country living in this stunning waterfront home nestled within the exclusive Santee Cooper Resort, a gated community renowned for its breathtaking lake views and championship golf course. As you step inside, beautiful hardwood floors gracefully guide you from the front door into the spacious master bedroom suite and inviting family room, complemented by a striking cathedral ceiling and a cozy gas log fireplace, perfect for cool evenings. The expansive kitchen boasts modern amenities, including an electric cooktop, wall oven, and microwave, alongside an abundance of cabinets for all your culinary needs. The extra-large master suite offers a serene oasis accommodating all your king-size furnishings. The master bath is a luxurious retreat featuring dual sinks, a stand-up shower, a relaxing jacuzzi tub, and a generous walk-in closet. This thoughtfully designed home includes four bedroomsone currently utilized as a versatile office/media roomthree full baths, and a convenient half bath for guests. Step outside to enjoy the picturesque front yard overlooking the golf course or unwind by the fire pit in the backyard. With a new architectural roof installed just two years ago and a one-time HOA fee of $4, 000, this elegant residence seamlessly combines comfort and sophistication in a truly idyllic setting.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,837 | $3,587 |
Total Monthly Payment | $2,787 | $2,929 | $3,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.