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Experience the charm of country living in this beautiful brick home, offering the peace and quiet you desire. The east-facing front windows allow for breathtaking sunrise views, filling the living room with warm, natural light. The open floor plan is accentuated by stunning wood flooring and heavy pine beams. The modern kitchen, with its white cabinetry, flows effortlessly into the dining room, making it perfect for entertaining. Each bedroom is spacious and ready to welcome your family. The property features a privacy fence that encloses half an acre, ideal for horses or farm animals. Recent improvements include a newly finished 1/2-acre pond and the removal of all previous interior fencing and debris, resulting in a single, expansive almost 10-acre fenced property. A berm has been constructed around the back half of the property. You'll also find a duck aviary, a massive mature fig tree, grape vines, several live oaks, 17 mature pecan trees, and beautiful vegetation surrounding the residence. The property is a haven for wildlife, with abundant birds and deer year-round, now with a reliable water source. There are three duck/chicken enclosures and a custom chicken coop. Enjoy picturesque sunrises at the front of the house and stunning sunsets at the rear. The property also includes a paved patio, storage shed, and covered parking area, with half-acre residential fencing near the house adding convenience. Ready for cropping, the property includes multiple equipment sheds and enclosures within sight of the home. The residence was remodeled in 2014, featuring a new roof, HVAC, plumbing, and electrical updates. A shallow well has been dug at the rear of the property, ready for your finishing touches. Come check out the sprawling farm and discover what country life is all about!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,690 | $2,833 | $3,610 |
Total Monthly Payment | $2,782 | $2,925 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.