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Welcome to 130 Darby Meadow Lane in Timothy Lakes where lots are a little larger, traffic is a little less and the building quality is exceptional. This Mercer One Story Floor plan was built less than a year ago in 2024 and is located on a premier . 38/Acre Pond lot with exceptional upgrades! The Mercer is a well-appointed floor plan with its open living space layout, updated finishes, and a Split floor plan. Upon entering the home, you are greeted by a proper foyer with upgraded light fixtures and Luxury Vinyl Plank flooring that are both throughout the entire home. The Powder room is to the right and the two large guest bedrooms are to the left. They share a very nice full guest bathroom with a shower/tub combo that is tiled up to the ceiling. Proceed down the foyer and the Drop Zone area and laundry room are to the right leading into the 2 Car Side Entry Garage. At the end of the Foyer, you are welcomed to a very open living space with the Family Room, Eat-In Kitchen and Dining Room. The Large Kitchen offers an oversized kitchen island complete with beautiful Luna Pearl Granite Countertops. The Counter space is amazing as well as the abundance of Cabinets (featuring roll out trays and a double trashcan rollout). The owner had a customized tile backsplash installed after closing. The kitchen is the focal point of the room facing the large Family room and the dining area to the right. What a great space for entertainment! At the back right is the large Primary Suite with a trey ceiling and a beautiful view of the pond. The En Suite has a large 5ft tiled shower with a frameless shower door, custom black mirrors, upgraded black matt faucet fixtures, a new light fixture with a ceiling fan, a separate water closet and a large walk-in Closet! Proceed outback and you will find a large screened in porch that has a view of not 1 but 2 Ponds and a wooded area. Just beautiful. A unique aftermarket upgrade made to this home is the installation of a Halo 5 Maintenance Free Whole House Water Filtration System that has been installed. The water is delicious. A few extras to mention: all ceiling fans have light fixtures, ADT Security System has been installed, Gutters, comfort height toilets have soft close toilet seats, utility sink installed in the garage and a new front storm door installed. Did I mention the home is turnkey complete with all appliances including the washer and dryer to convey? Call for your appointment today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,465 | $3,141 |
Total Monthly Payment | $2,416 | $2,540 | $3,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.