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Charming 1 1/2 story home offering comfortable living with 2 bedrooms plus a versatile FROG (Finished Room Over Garage) that can easily serve as a THIRD bedroom. Enjoy the convenience of 2 full baths. Recent updates provide peace of mind: a 4-year-NEW roof, a 2-year-NEW HVAC system, and a 3-year-NEW hot water heater. The real magic of this home lies in its peaceful setting. Before even entering, you will be drawn to the inviting front porch, a perfect spot to enjoy the quiet and tranquility of the surrounding lot. Imagine the gentle breeze, the scent of blooming flowers, and the sounds of birdsong as you sip your morning coffee. This home's convenient location puts you within easy reach of all life's necessities and pleasures. A quick drive will take you to grocery stores, pharmacies, the hospital, post office, and schools. Enjoy a variety of dining options, explore local shops, and experience nearby attractions - all just minutes from your doorstep. As you enter, the warm and welcoming living area unfolds before you, leading naturally into the heart of the home - the kitchen. This design fosters a sense of connection and makes it easy to enjoy time with family and friends. Enjoy the ambiance and warmth of a wood-burning stove fireplace in the adjacent family room, creating a comfortable and inviting space. " Enjoy your meals in the delightful breakfast nook, where a picturesque window frames a beautiful view of your private backyard oasis. The spacious master suite boasts dual sinks, ample closet space, a garden tub, and a ceiling fan for ultimate comfort and relaxation. The second bathroom in the hall offers a convenient stand-up shower. Step out onto the backyard retreat's porch/deck, perfect for barbecuing and enjoying the shade of mature trees. You will also find a workshop, shed, and barn, providing ample storage and workspace. The property is enclosed by a combination of wood and chain-link fencing for added privacy. The converted garage is a valuable addition to this home, featuring an outside entrance and a window that brings in natural light. A vapor barrier was installed a few years ago to help protect the crawl space.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $243,920 | $243,920 | $243,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,602 | $2,042 |
Total Monthly Payment | $1,617 | $1,677 | $2,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.