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Ideally located just steps from Kiawah Island's renowned beach, 65 Surfsong Road is a stunning coastal retreat designed for both luxury living and investment opportunity. Thoughtfully crafted with high-end finishes and an expansive layout, this home offers an unparalleled blend of comfort, sophistication, and seamless indoor-outdoor living. A charming full-width front porch welcomes you, setting the tone for the home's timeless Lowcountry appeal. Inside, soaring ceilings and abundant natural light highlight the impeccable craftsmanship, from custom millwork to elegant architectural details. The open concept design flows effortlessly, featuring a spacious family room anchored by a gas fireplace, a formal dining room, and a beautifully appointed parlor with a full bar ideal forentertaining. The chef's kitchen is equipped with top-tier appliances, including dual Sub-Zero refrigerators, a gas cooktop, and custom cabinetry. A generous center island offers ample prep space, while the adjacent dining areas provide options for both casual and formal meals. Designed to embrace Kiawah's outdoor lifestyle, the home boasts an expansive screened porch with a fireplace and mounted TV, a heated swimming pool, a poolside summer kitchen, and a private outdoor bath and shower. Direct access to the beach boardwalk allows for effortless island living, while lush landscaping and dedicated garden beds add to the home's charm. A first-floor primary suite serves as a private retreat, featuring a sitting area, gas fireplace, multiple closets, and a spa-like en-suite bath with dual vanities, a soaking tub, and a walk-in shower. A separate mother-in-law suite provides additional comfort and flexibility. Upstairs, two well-appointed king bedrooms include en-suite bath and two bunkrooms share a classic Jack-and-Jill bathroom. An unexpected highlight is the 1, 200-square-foot game room, accessible through the three-car garage, featuring a pool table, ping pong table, and media area. Please note, for full disclosure, this is not counted in the square footage, and it is not insurable. Offered fully furnished with limited exclusions, 65 Surfsong Road is part of a successful rental program, making it an excellent opportunity for those seeking a turnkey investment property or a refined private retreat in one of Kiawah Island's most coveted locations.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,356,000 | $3,356,000 | $3,356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $20,391 | $21,489 | $29,234 |
Total Monthly Payment | $20,516 | $21,614 | $29,359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.