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Set among picturesque, well-established trees in the desirable Harborgate Shores neighborhood, this beautifully renovated 3-bedroom, 2-bath home offers charm, style, and modern convenience. A spacious and inviting front porch welcomes you--perfect for relaxing in rocking chairs and enjoying the neighborhood's friendly atmosphere. Inside, the recently updated kitchen and baths feature stylish finishes and brand-new appliances, making this home truly move-in ready. For added ease, furnishings are available for purchase. A generous bonus room provides flexible space and could easily be converted into a 4th bedroom with an additional full bath if desired. The private, fully fenced backyard is perfect for outdoor activities, with plenty of room to add a pool. Thoughtfully maintained andupdated by its current owners, this home offers a blend of comfort and versatility - see the detailed list below for all the special features that make it a standout. Special Features and Improvements: - All bathrooms have been beautifully updated. - The kitchen has been updated with white quartz countertops and glass tile backsplash. - All kitchen appliances have been recently replaced. - Beautiful luxury vinyl plank flooring with wood look throughout. - When new flooring was installed, floor joists and subfloor was replaced and repaired as needed. - Vapor barrier and dehumidifier in crawl space - New water heater - Entire interior was painted by current owners and has been recently refreshed. - Large bonus room provides great flex space that could easily become a 4th bedroom. - Washer and dryer are also new and convey. - Some lighting upgrades have been made. - Large back yard is completely enclosed with wood privacy fence. - All furnishings can be purchased on a separate bill of sale for the ultimate in convenience if desired by the buyer. Please note the home is currently classified as a second home for tax purposes and property taxes would be significantly lower (estimated to be $3, 181 annually at current list price) if the home were classified as a primary residence. This one is a must-see so schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.865% | 6.792% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,187 | $4,410 | $5,970 |
Total Monthly Payment | $4,279 | $4,502 | $6,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.