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Rare opportunity to own one of the coveted North Beach Village homes. An exquisite property that promises a blend of luxury and tranquility in one of the most picturesque locations on the coast. Nestled in the heart of Seabrook Island, this stunning retreat offers panoramic views of pristine landscapes and easy access to the beach. With state-of-the-art amenities and elegant interiors, each space is thoughtfully designed to enhance comfort and style. Ideal for those seeking a serene getaway or a permanent residence, this property not only provides a peaceful environment but also ensures privacy and exclusivity. Enjoy the finest in coastal living with access to world-class golf courses, equestrian centers, and a vibrant community lifestyle. This property is more than just a home--it's a sanctuary where every day feels like a vacation. This property is currently managed as a vacation rental and has produced consistent income, those financials are available upon request to agent. Please be aware that the purchase of any property on Seabrook Island requires membership to the Seabrook Island Club. Additionally buyers must pay a fee of 1/2 of 1% of the purchase price to the SIPOA capital fund as well as a $250 transfer fee to SIPOA. Many regimes have capital contributions as well so make sure you are aware of those fees. Fees listed are from the previous year and are subject to change.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,420,000 | $1,420,000 | $1,420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,628 | $9,092 | $12,272 |
Total Monthly Payment | $8,753 | $9,217 | $12,397 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.