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. Beautiful ''farm house appeal'' one story home is less than 2 years old located on approx. 1/2 ac. in West Ashley with NO HOA! An open floor plan with 3 bedroom 2. 5 baths, a flex space/dining room and an office. LVP flooring throughout main living areas, owner's suite and baths, with carpet in other two bedrooms. A kitchen you will love to cook in with a large island, stainless steel appliances, a gas cooktop, lots of cabinets and counter space, a walk in pantry/laundry room. The breakfast area is spacious and bright. Enjoy sitting on your covered back porch overlooking your private fenced in backyard. Store all your toys in the 10x20 shed. An added PLUS is a Auxiliary Dwelling unit (ADU) with 1008 hsf of living space ! Rental Income Potential !! Other options: in-law suite/guest hous An added PLUS is a Auxiliary Dwelling unit (ADU) with 1008 hsf of living space with a kitchen, living /dining area, laundry room/bath. an upstairs bedroom, bath and a deck off of the bedroom. This makes the total living space of 2861 heated sqft for both properties. This (ADU) additional dwelling unit gives you many options. This is a wonderful guest house, mother-in-law suite or better yet it offers rental income potential as a short or long term rental. It has its own entrance and address. Conveniently located near boat ramps, restaurants, shopping, schools, the hospital, airport and all that Historic Downtown Charleston has to offer! Come see this amazing property and have the chance to call it "Home".
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Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.865% | 6.792% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,064 | $4,281 | $5,795 |
Total Monthly Payment | $4,156 | $4,373 | $5,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.