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Welcome to this large and practically new three-bedroom home in Watson Hill! Built in October of 2023, this immaculate house has been well taken care of. The front door opens to a spacious foyer and hallway that houses a half-bath under the stairs and leads into a large, open concept consisting of a naturally-lit living room, kitchen, and dining area -- ideal for entertaining! Luxuriously designed with modern touches, the kitchen includes a large, granite-laid island with a built-in sink that overlooks the dining area with a perfect backyard view. From there, you can witness the most beautiful sunrises, sunsets, and, if you get lucky, a friendly otter splashing in the water!Speaking of which, the backyard does not back up to another house; but instead, a wonderful pond! Upstairs, you will find a generous landing space that can be designed as a second living room, kid's play area, office, etc. The entire second floor is also naturally lit, with the owner's suite overlooking the backyard and pond as well. The owner's suite has a full bathroom with a walk-in shower and closet, while the other two bedrooms also have ample closet space and share a full bath with a tub that is irresistible for winding down. All three bedrooms enjoy the luxury and convenience of having the laundry room and linen closet on the same floor! Watson Hill is an inviting neighborhood consisting of family-friendly activities such as food trucks, holiday celebrations, golf-cart parades, and miles upon miles of sidewalks and trails for walking, jogging, and biking. The owners especially love how this home is a short walk to the playground, dog park, pool, sports fields, and amenity center (including a covered fire pit, bathrooms, and grilling stations). Nestled off of 61 between Summerville and West Ashley, Watson Hill also has one of the most beautiful drives home in all of Charleston! Make this your home today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,971 | $2,511 |
Total Monthly Payment | $1,971 | $2,046 | $2,586 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.