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SELLER IS OFFERING BUYER CONCESSIONS TOWARDS CLOSING COSTS WITH A COMPETITIVE OFFER! Discover the charm of 115 Camelia Drive, a stunning single-story brick home nestled in the serene and desirable Twin Oaks neighborhood. Set on a generous 0. 35-acre lot, the property is surrounded by lush greenery and mature trees, blending natural beauty with comfort. Step inside to find elegant flooring that flows throughout the main living areas, creating a warm and welcoming atmosphere. The open-concept, fully renovated kitchen and dining room are perfect for entertaining, boasting ample cabinetry, plenty of counter space, and a spacious island. The kitchen exudes modern sophistication, featuring top-of-the-line stainless steel appliancesand a beautiful stone countertop that combines style with functionality. A highlight of the home is the expansive living room, complete with a stunning fireplace and built-in shelves ideal for cozy, quiet evenings. This home offers three serene bedrooms, each providing plenty of space for rest and relaxation. The primary suite features a luxurious walk-in shower and a tastefully renovated bathroom, while the second full bathroom, equally stylish, is conveniently accessible for guests. The private, expansive backyard is a true retreat, perfect for gatherings or peaceful moments in nature. Located just minutes from downtown Summerville, the home offers easy access to shopping and top-rated schools, all without the restrictions of an HOA. Schedule your tour of this beautiful Twin Oaks home today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,839 | $2,343 |
Total Monthly Payment | $1,844 | $1,914 | $2,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.