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Located just minutes from the beautiful beaches of Sullivan's Island and Isle of Palms, Shem Creek, and only a short drive to downtown Charleston, this home's location can't be beat! Discover your perfect home at 1100 Sea Island Crossing Lane, ideally situated on a spacious lot in one of Mt. Pleasant's most sought-after neighborhoods. This charming 4-bedroom **, 2. 5-bathroom home is move-in ready and offers a welcoming atmosphere from the moment you step inside. The bright and airy living room, filled with natural light, features a cozy gas fireplace, making it the perfect place to relax. The open floor plan flows effortlessly into the cheerful kitchen and large dining area, ideal for family meals and entertaining. Step outside to the screened-in porch and expansive patio, designedfor outdoor grilling and gatherings in the private backyard. Upstairs, the spacious master suite has its own private porch, offering a peaceful retreat. Two additional bedrooms share a well-appointed hall bathroom. The third floor provides even more flexibility with a fourth bedroom (** does not currently have a closet but can be easily added to make a true 4th bedroom) and a separate playroom/office area that can be coverted to a bathroom, along with the laundry room for added convenience. Zoned for Mt. Pleasant Academy and Moultrie Middle School. Don't miss out on this amazing opportunity! Full interior and exterior paint (2025), refinished first floor and staircase hardwoods (2025), replaced roof (2024), re-sodded yard (2025), replaced back staircase (2025), fixed front porch door frame (2025), new washer and dryer (2024), replaced front downstairs porch fans (2024), and trimmed trees away from rooflines (2024). BUYER TO CONFIRM ANY INFORMATION IN THIS LISTING THAT IS IMPORTANT IN THE PURCHASE DECISION SUCH AS FEATURES, SQUARE FOOTAGE, LOT SIZE, TAXES AND SCHOOLS.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,225 | $5,507 | $7,433 |
Total Monthly Payment | $5,350 | $5,632 | $7,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.