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This Park Circle home is the one you've been looking for! This well-maintained single-story residence boasts numerous upgrades. The freshly painted brick exterior with black shutters and accent wood detail offers a contemporary look. Step into the spacious family room with refinished hardwood floors throughout. Bahama shutters provide privacy, block intense sunlight, and let in natural light. Noteworthy woodworking details include a faux brick wall and built-in cabinets for smart storage. The large kitchen features a breakfast area, ample granite counter space, painted cabinets, a gas range, built-in microwave, dishwasher, and tile floors. Bedrooms are well-sized with custom closets and hardwood floors, while the master suite has a private half bath. Both bathrooms are remodeled withtile floors, new vanities, new toilets, deep tub, and tile shower enclosure. Outside, the huge backyard includes established trees, raised garden beds, a large patio with a basketball hoop, a carport/cabana, a storage shed, a new workshop with power, and a beautiful chicken coop! Enjoy walking to shops and dining, the new park complex, and special events, all while having fresh eggs from your own hens! Live your Park Circle dream!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,655 | $2,759 | $3,516 |
Total Monthly Payment | $2,747 | $2,851 | $3,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.