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Welcome to this charming, oversized split-level ranch located in the heart of the desirable Monroe-Woodbury School District. With nearly 2, 800 square feet of living space, this home offers an ideal layout for entertaining and extended family. The main level (1, 681 sq. ft. )features a spacious living and dining room combo, a custom kitchen with a 9-foot center island that includes two cooking surfaces — a cooktop and grill — plus a wine refrigerator and an abundance of pantry closets with convenient rolling drawers. Glass sliders off the kitchen lead to a private backyard area, perfect for outdoor dining or relaxation. Adjacent to the kitchen is a large family room / second dining room ideal for family gatherings and entertaining. This level also includes a laundry area, a half bathroom, three generously sized bedrooms, and a recently updated full bathroom. The finished walkout basement (1, 148 sq. ft. ) provides additional versatility, offering a family room, a fourth bedroom, an additional room that can be used as a den or office, another recently updated full bathroom, and a utility/workshop space. The entire home boasts hardwood and tile flooring with no carpet, while numerous windows fill the space with natural sunlight. Additional features include ample storage throughout, new split systems for heat and air conditioning, central air, natural gas, municipal water and sewer, and low taxes. This well-loved and well-cared-for home is ready for a new owner. Enjoy the nearby Woodbury Common Premium Outlets — with 250+ stores — along with dining, shopping, wineries, and more. Residents also have unlimited access to Woodbury Recreational Facilities, including Central Valley Pool, Earl Reservoir (lake) with paddle boating, fishing, swimming, and hiking trails. Outdoor enthusiasts can explore Harriman State Park and Sterling Forest State Park for hiking and scenic views. With its excellent commuter location, just minutes from Interstate 87, Shortline Bus, and Harriman Train Station, this home is perfect for commuters and anyone seeking comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $812 | $812 | $812 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,940 | $3,095 | $3,945 |
Total Monthly Payment | $3,844 | $3,999 | $4,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.