5643 MIDNIGHT PASS ROAD, #909, Siesta Key, FL, 34242 | $495,000

Under contract-accepting backup offers. Your coastal oasis awaits! This charming 1st floor condo is a short walk away from the award-winning Siesta Key Beach, known for its quartz-filled, cool sand and turquoise waters. This tastefully furnished, spacious 2-bedroom, 2-bath condo is being offered turnkey furnished and features additional storage as well as an in-unit laundry, a thoughtful improvement by the current owners. Whether enjoying the relaxing gulf breeze from your lanai, the picturesque sunsets of Siesta Key Beach or a refreshing swim in the community’s heated pool there is something for everyone right at your fingertips. Other amenities include: a clubhouse equipped with a kitchen and library, a community marina (waitlist applies), grilling and dining areas, assigned carport with additional guest parking available and on-site management (M-F, business hours). Siesta Key Village offers vibrant dining, shopping, and entertainment options and is located just 1 mile away. Owners are permitted to have one small dog or cat under 25 pounds. With a two-week minimum rental policy, this condo allows for income generation up to 26 times a year. Established rental history available.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: WHITE SANDS VILLAGE
  • Year Built: 1975
  • Approx Sq. Feet: 1,012
  • Acreage: 5.95
  • Est. Taxes: $4,570
  • Condo Fee: $3,085 Quarterly
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: N6137968
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/N6137968/5643midnightpassroad_siestakey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 9:47:11 AM)
Listing courtesy of GULF SHORES REALTY   Phone: 941-488-6644

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

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5643 MIDNIGHT PASS ROAD, #909, Siesta Key, FL, 34242

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $381 $381 $381
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,503 $2,601 $3,315
Total Monthly Payment $2,959 $3,057 $3,771

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.