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Come and discover the RARELY AVAILABLE and MAINTENANCE FREE villa you have been dreaming about in the quaint Clearwater community of Morningside. From the moment you hear the key turn in the door, you’ll know you’re unlocking “home”. Fall in love with this PET FRIENDLY villa with 2 Covered Parking Spaces and 2 patios for enjoyable outdoor living. Tastefully renovated, the kitchen possesses hardwood cabinetry, gorgeous quartz countertops, a subway tile backsplash, generous counter space and coffee bar nook. Neutral coastal palettes flow through the entire home and one can’t ignore the gorgeous plantation shutters and updated finishes. The owner’s suite is generously sized with an oversized walk-in closet, ensuite bathroom with updated quartz counters and new sink vanity. The private front courtyard might become your favorite sunny spot to sip your morning coffee and the covered back patio may be your favorite cozy spot to wind down with the sunset. Generous storage closets are located on the patio and inside the condo. Bonus features include INTERIOR LAUNDRY with washer and dryer included and one generously sized pantry. UNEXPECTED EXTRAS INCLUDE: New Roof in 2023, Hot Water Heater 2023, HVAC 2014, Updated Electrical Panel, Interior Laundry, Patio Storage, Updated Kitchen and Bathrooms! The HOA Fee INCLUDES: bulk spectrum cable TV, internet, water, sewer, trash removal, roof, ground maintenance and pest control. Situated mere steps from the Morningside Recreation Complex, Clearwater residents enjoy a swimming pool, fitness center, tennis courts, playground, park and much more for a small fee. Live the way you want and make this low-maintenance Florida home yours today!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,390 | $1,445 | $1,841 |
Total Monthly Payment | $1,508 | $1,563 | $1,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.