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This listing features a custom home on an oversized 12000 sq ft lot with storage shed. This 4 bedroom split floor plan has 2 bedrooms and a bathroom on each side of the house with a door leading to the back screened patio from the main bedroom suite. From the kitchen there is a separate breakfast nook which overlooks a tree lined back yard. The interior laundry room is in a hallway adjacent to the bedrooms, garage door and pantry closet. It features a gas dryer and a laundry sink. The plantation shutters throughout the home cover the sliding patio doors, living area windows and bedroom windows- giving privacy, coolness, shade and an upscale feeling to the home. They are easily opened to desired brightness to add light. The tiled, screened in, back patio has a ceiling fan and a permanent gas hook up for your BBQ. There is also a gas stove in the kitchen. A spacious 2 car garage with large window and garage opener. This home is full of extra features. Separate tub, shower, and WC in main bathroom which has dual sinks with new granite countertop, 2nd bathroom has matching granite countertop. Living room ceilings are vaulted , tray ceiling in main bedroom, featuring a tankless water heater, berber carpet in 3 of the 4 bedrooms, and a ample front patio that overlooks a wide corner lot. Roof is new shingle with metal covered fascia and metal soffit.
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$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,939 | $2,471 |
Total Monthly Payment | $2,239 | $2,336 | $2,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.