4918 OAKWAY DRIVE, St. Cloud, FL, 34771 | $500,000

**HUGE PRICE IMPROVEMENT** Located in the gated community of Lake Pointe at Toho, this well-maintained 3-bedroom, 3-bathroom home with a dedicated office offers a smart layout, great curb appeal, and no rear neighbors for added privacy. Enjoy peace of mind knowing the big-ticket items are already updated — including a newer roof (2020), AC (2019), and hot water heater. (2021) Priced with room to make your own upgrades, this home is a solid value with major expenses already covered. Inside, you’ll find high ceilings, arched entryways, and an open-concept layout that’s both functional and inviting. The kitchen features wood cabinetry, NEWER stainless steel appliances, a pantry, breakfast bar, and ample counter space — all open to the living and dining areas for easy entertaining. The primary suite offers a private retreat with a tray ceiling, sliding doors to the patio, and a spacious en-suite with dual sinks, a garden tub, walk-in shower, and oversized walk-in closet. The two additional bedrooms are generously sized, and the front office can easily be converted into a 4th bedroom, making this home adaptable to your needs. Large windows throughout bring in plenty of natural light and screened double front doors let you enjoy fresh air without the bugs. Out back, enjoy the screened-in lanai and fully fenced yard — with no rear neighbors, it’s perfect for relaxing or entertaining. There’s also room for a garden, play area, or future pool. The 2-car garage includes extra storage space. Lake Pointe at Toho is a peaceful and family-friendly, gated community that offers residents access to a community pool, covered tot lot and playground, tennis, pickleball and basketball courts, BBQ grills and picnic benches, and scenic walking paths. Homes don't last long in this neighborhood! This home is located just minutes from Lake Nona, Medical City, Orlando International Airport, and the highly rated Narcoossee schools. The new Publix that opened is just 2 miles up the road as well! Nearby attractions include Lakefront Park, where you can take peaceful walks by the water, enjoy playgrounds, or go boating on East Lake Tohopekaliga. Theme parks like Disney and Universal are a quick 40 mins or so away while Cocoa Beach is about an hour drive. With major highways such as 417 and the Florida Turnpike nearby, commuting to Orlando or the theme parks is quick and easy. Whether you're seeking a peaceful retreat or a home to grow into, this property truly has it all. Schedule your private showing today and come see why this is the one you've been waiting for.

Features

  • Amenities: Basketball Court, Gated, Pickleball Court(s), Playground, Pool, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 75 x 120
  • Laundry: Inside
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,573
  • Acreage: 0.21
  • Lot Size: 75 x 120
  • Est. Taxes: $2,819
  • HOA Fee: $400 Quarterly
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Tohopekaliga High School
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6293644
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/O6293644/4918oakwaydrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 6:13:57 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4918 OAKWAY DRIVE, St. Cloud, FL, 34771

$500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $400,000 $400,000 $400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $235 $235 $235
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,528 $2,628 $3,348
Total Monthly Payment $2,855 $2,955 $3,675

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.