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Under contract-accepting backup offers. HOME DID NOT EXPERIENCE ANY FLOODING FROM HURRICANES. Welcome to Florida living at its finest in this beautifully UPGRADED 2-bedroom, 2-bath home w/ a 1-car garage, SCREENED-IN POOL, & SPACIOUS FENCED YARD. Nestled in the Harbor Palms community JUST STEPS FROM THE OLDSMAR TRAIL, this home benefits from NEWLY PAVED SIDEWALKS AND STREETS. The exterior features a BRAND-NEW ROOF (Feb 2025), STONEWORK ACCENTS & a brand new mailbox enhancing its curb appeal. As you step inside, you’ll immediately feel the warmth of this home’s thoughtful upgrades and inviting OPEN FLOOR PLAN. LUXURY VINYL FLOORING (2022) flows throughout, complemented by CUSTOM MILLWORK, WOOD-TRIM CASING AROUND WINDOWS AND DOORS, and elegant CROWN MOLDING in the main living areas and Primary Suite. The heart of this home is the stunning, FULLY UPGRADED KITCHEN, offering ample space for preparing your favorite meals and hosting gatherings with friends & family. Designed with both beauty and efficiency in mind, the kitchen features TWO-TONED SOLID WOOD CABINETRY, QUARTZ COUNTERTOPS, a HEXAGON TILE BACKSPLASH, and STAINLESS WHIRLPOOL APPLIANCES (2022), including a side-by-side refrigerator with water and ice dispenser, SLIDE-IN RANGE, built-in microwave, and dishwasher. Pendant lighting, recessed lighting, and under-cabinet lighting set the perfect ambiance. A dedicated COFFEE BAR and CABINET PANTRY WITH PULL-OUT SHELVES keep essentials organized and within easy reach, making it the perfect spot for your morning caffeine fix or a quick snack. The kitchen opens to the dining room, where an elegant chandelier that sparkles off the ceiling & accent-painted walls create a stylish gathering space for meals and conversation. The OVERSIZED PRIMARY SUITE is your private retreat with FRENCH DOORS OPENING OUT TO THE POOL and AMPLE SPACE FOR LARGE FURNITURE. It features a WALK-IN CUSTOM CLOSET WITH BUILT-INS & a FULLY UPGRADED EN SUITE BATH with a modern step-in shower with built-in cubby niches & brushed gold/copper fixtures. In this thoughtfully designed SPLIT-PLAN LAYOUT, the second bedroom also features a ceiling fan & easy access to a 2nd full bath with a tub/shower combo. A pocket door in the hallway allows you to close off the entire space, creating a private suite complete with a linen closet—perfect for guests or family. The living space is warm and inviting, with 2 SETS OF FRENCH DOORS leading to the pool and backyard, allowing seamless indoor-outdoor living. Picture lazy afternoons lounging by the WIFI-controlled pool, catching a game on the mounted TV, or hosting weekend BBQs under string lights. The LARGE VINYL-FENCED BACKYARD offers plenty of space to run, garden, or simply unwind. GATES ON BOTH SIDES make access easy. Additional features include: a digital door lock, Ring doorbell, NEWER HVAC WITH ALL-NEW DUCTWORK (2020), NEST SMART THERMOSTAT you can control from anywhere, window blinds & coastal shades & an INTERIOR LAUNDRY ROOM with cabinets, a sink, & electric washer/dryer connections (washer & dryer negotiable). Love the outdoors? You’re JUST STEPS FROM OLDSMAR TRAIL leading to HARBOR PALMS NATURE PARK, & SHEFFIELD PARK, where you can enjoy WATERFRONT HIKING, JOGGING & BIKING, DISC GOLF, BASEBALL, an OFF-LEASH DOG PARK, PLAYGROUND, & more! CENTRALLY LOCATED just a short drive from AWARD-WINNING GULF BEACHES, RE OLDS PARK, SAFETY HARBOR, PHILIPPE PARK, TAMPA INTERNATIONAL AIRPORT, shopping, dining, & sports venues, this home offers the best of Florida living! Welcome Home!
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Our Executive Mortgage Banker:
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$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,102 | $2,679 |
Total Monthly Payment | $2,179 | $2,258 | $2,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.