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Views!, Views! Views! Discover the perfect blend of elegance and functionality in this stunning Cresswind home, featuring the sought-after Fir floorplan designed for seamless one-level living. The spacious kitchen boasts an upgraded oversized pantry and the open layout creates an entertainer's dream, bathed in natural light streaming through abundant windows. The owner's suite is a true retreat, boasting a generous walk-in closet, an oversized tiled shower, and luxurious dual vanities. Nestled on a distinctive homesite, this property offers serene natural backyard featuring a picturesque pond view, with tranquil woods as your backdrop. Separate office for those who work from home. Owners have only stayed at the home for a few brief periods. Located in the vibrant Cresswind active adult community within the historic charm of The Ponds, residents enjoy exclusive access to a private clubhouse, pool, hot tub, and a dedicated social director orchestrating an array of engaging activities including an active YMCA, walking trails - and more. Embrace a lifestyle of comfort and connection in this exceptional home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,992 | $471,992 | $471,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,983 | $3,101 | $3,951 |
Total Monthly Payment | $3,075 | $3,193 | $4,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.