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90 Champlin Avenue, Liberty, NY, 12754 | $395,000
Price Reduced! Excellent 4-unit investment opportunity with extra potential in the Village of Liberty! 90 Champlin Avenue offers two buildings, each with two apartments, and plenty of parking in the middle. Two of the four units are occupied by tenants, both of which are month-to-month and current on their rent. This property’s central location in the Village ensures that rentals will always be in high demand. The front building has a spacious three-bedroom apartment on the main level. The upper-level apartment also has three bedrooms, but it has a bonus partially finished attic with tons of potential living space. The rear building has two one-bedroom apartments on the second floor, with a rentable garage and storage space on the ground floor. The ground floor space can be split up or rented separately and would be a great source of extra rental income. The vacant units can use some cosmetic updates, but with minimal work they will be ready for new tenants in no time at all! The building is located close to all the shops & restaurants that Liberty has to offer; hot spots such as New Munson Diner, Liberty Diner, Paesanos Pizzeria, Sweet Basil Thai, Floyd & Bobo’s Bakery, Don Gabriel’s, and the Liberty Agway. Also close to Shoprite, Trading Post, Walgreen’s, & Tractor Supply Co. For some local fun and adventure, Walnut Mountain Park, Sullivan County Golf Club, and Liberty Heights Indoor Trampoline Park are all nearby. The village provides municipal water/sewer & garbage pickup.
Features
- Bedrooms: 8
- Baths: 4 full
- Style: Other
- Year Built: 1920
- Garage: 1-car
- Heating: Baseboard, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Unfinished
- Acreage: 0.28
- Est. Taxes: $7,558
- Elem. School: Liberty Elementary School
- Middle School: Liberty Middle School (grades 5-8)
- High School: LIBERTY HIGH SCHOOL (grades 9-12)
- School District: Liberty
- MLS#: 841288
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/841288/90champlinavenue_liberty_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
90 Champlin Avenue, Liberty, NY, 12754
$395,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | $630 | $630 | $630 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,971 | $2,076 | $2,645 |
| Total Monthly Payment | $2,676 | $2,781 | $3,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535