![]() |
Experience the tranquility and seclusion of country living with this move-in-ready home, offering exclusive access to the serene Nicotoon Lake in Umatilla, Florida. Nestled on just under an acre of fenced land, the property provides a peaceful retreat from city life. A newly constructed dock, scheduled for completion by closing, offers direct access to the lake’s recreational opportunities, including fishing and boating. The expansive back porch deck invites relaxation and outdoor entertaining, seamlessly connecting indoor and outdoor spaces. Inside, the open-concept design fosters a welcoming atmosphere, while the split bedroom floor plan ensures privacy for all. Additionally, the property features an RV pad equipped with its own septic tank, accommodating your travel needs or an opportunity to rent out for monthly income. Marion County’s zoning regulations allow for the keeping of certain farm animals, such as horses, cattle, goats, chickens, ducks, and swine, on properties of this size, making it possible to enjoy a small-scale agricultural lifestyle if you please. While the home retains its original charm and awaits your personal touch for updates, it stands clean and ready for immediate occupancy. Don’t miss this unique opportunity to embrace a tranquil, secluded lifestyle with the potential for small-scale homesteading! Let's turn this house into your home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$229,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,163 | $1,208 | $1,540 |
Total Monthly Payment | $1,408 | $1,453 | $1,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.