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Under contract-accepting backup offers. Rare end unit with the largest square footage in the maintenance-free living of the Cluster Homes in gated Placido Bayou. No homes flooded in this neighborhood! The main level of this renovated and modernized townhouse style home features the primary bedroom with an en-suite bathroom, kitchen, dining area, laundry, living room, half bath and large, tiled screened porch with separate storage area. Two additional bedrooms, a full bathroom, and a versatile loft are located on the second level. This home boasts tons of natural light. Neutral vinyl flooring in common areas with neutral carpeting in all bedrooms and on stairs. The spacious kitchen has granite counters, a beautiful patterned tile floor and is open to living room. Appliances all purchased in 2020 and convey with the home. The primary bedroom has high ceilings with can lighting, ceiling fan, private access to the patio, and an en-suite bathroom with an easy-entry shower and walk-in closet. There is a private front courtyard and plenty of green space throughout the Cluster Homes. The community pool and hot tub are a short walk away. Reserved parking spot. The HOA fee pays for water, sewer, trash, Spectrum internet & cable (w/DVR), flood insurance and master association dues! Just set up your electric service and you are good to go in this beautiful, secure, low-maintenance neighborhood. Pets are welcome in the Cluster Homes at Placido Bayou. Enjoy the prestige of this 24 hour gated community, ride your bike downtown, play tennis at the adjacent Racquet Club of St. Petersburg, golf at a nearby course, fish in one of the community lakes/ponds, or walk the mile loop and enjoy the natural beauty of this neighborhood. Minutes from I-275, excellent dining options downtown or off 4th street, beautiful beaches, and two international airports. This is the carefree FL living you've been looking for. Most furniture negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $355 | $355 | $355 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,473 | $2,570 | $3,275 |
Total Monthly Payment | $2,903 | $3,000 | $3,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.