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New York (Kips Bay), NY, 10010 | $700,000
Bring your sunglasses and Move Right In. This huge and sun-filled one bedroom home is an incredible value and the perfect place to call home. At approx. 800SF with a brand new, renovated kitchen, you will have more closet space than anyone you know. This south-facing, jumbo sized residence gets a ton of light with ample space to live, providing plenty of room to work from home and/or to grow. The king-sized bedroom has a wall of south-facing windows and the sprawling living room affords plenty of space for entertaining and accommodating every lifestyle.
Bring everything, as there is a walk in closet, an entry coat closet a double-linen closet and a wall of closets in the bedroom. Newly painted and custom HVAC covers have just been created. The HVAC's provide heat and cooling for year round comfort and are very economical.
Enjoy the many benefits of living in Spruce Ridge, one of Gramercy/Kips Bay's finest, pristine, well managed and financially sound co-ops. Located on a tree-lined residential block and convenient to everything, Spruce Ridge offers a 24HR Doorman, live-in Resident Manager and a planted roof deck with jaw-dropping city and river views. There is a bright and renovated laundry room, a lovely lobby with package room at the front desk, bicycle storage, storage room and more, including an large convenience store downstairs that pays rent directly to the building. Pet Friendly too!
Situated in lively and super convenient Kips Bay, just two blocks north of Gramercy, with great supermarket options from Fairway, Trader Joes, Morton Williams, D'Agostinos and Whole Foods, as well as a myriad of restaurants, pubs, jubilant Madison Square Park with its many art installations, events and Shake Shack, and excellent transportation options, you really cannot beat this location. Spruce Ridge is Pet Friendly! Subletting permitted after two years for up to 3 out of every 5 years upon Board Approval. Sorry, no pied-a-terre. A marvelous place to call home. Email to schedule appointment. Don't Miss!
Features
- Town: New York
- Cooling: Other
- Levels: 20
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Building Other
- Complex: Spruce Ridge
- Year Built: 1964
- Common Charge: $1,792 Monthly
- Approx Sq. Feet: 800
- View: City
- Pet Policy: Building Yes,Yes
- MLS#: RLS20012404
- Days on Market: 44 days
- Website: https://www.raveis.com
/prop/RLS20012404/245e25thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Brown Harris Stevens Residential Sales LLC Phone: (212) 906-9234
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
New York (Kips Bay), NY, 10010
$700,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,540 | $3,679 | $4,688 |
| Total Monthly Payment | $3,632 | $3,771 | $4,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535