4655 PAYNE STREET, North Port, FL, 34287 | $467,000

Your Dream Home Awaits in the Heart of North Port!

Step into a world of luxury and convenience, perfectly positioned at the center of all local amenities. This stunning 3-bedroom, 2-bathroom Turn-Key home is just minutes from everything North Port offers, with the added benefit of a quick commute to pristine beaches. If "location, location, location" is at the top of your list, then this gem is calling your name.

From the moment you walk through the door, you’ll be drawn to the light-filled family room, where sunbeams and modern fixtures create a warm, inviting atmosphere. The home’s neutral color palette is perfect for the creative mind, offering endless possibilities to make this space uniquely yours. The ceilings—vaulted and beamed—add to the home’s character and charm.

The updated kitchen is a true standout, with both beauty and functionality. Featuring a spacious breakfast area and a pass-through window to the lanai, this kitchen effortlessly blends indoor and outdoor living, perfect for entertaining. Imagine starting every meal with the natural light pouring in and a view of your inviting pool just outside.

The primary bedroom suite is a peaceful retreat, with sliders leading to the lanai and offering a stunning view of your heated saltwater pool and lushly landscaped backyard. The ensuite bath is equally impressive, with dual sinks, a separate tub, and a skylight that fills the room with natural light. Plus, two walk-in closets provide all the space you need to keep your wardrobe organized and stylish.

The other two bedrooms are spacious, with ample closet space and convenient ground-floor accessibility. Step outside and you’ll find a beautifully landscaped yard, fully fenced for privacy. A shed offers extra storage, and the expanded driveway leads to a two-car garage—perfect for parking or flex space, depending on your needs.

Relax on the screened front porch, ideal for enjoying a beverage or hosting friends in privacy. The property also boasts a caged lanai, creating an indoor/outdoor oasis.

Nestled on a quiet street, this home is just minutes from shopping, dining, parks, and schools. With easy access to I-75 and US 41, you're also close to everything North Port has to offer, including spring training facilities, recreation, and community events like “Movies on the Green” and “Food Truck Nights. ”

Additional features include: NO HOA, NO Flood zone, roller shades on the lanai, hurricane impact windows in the living room, hurricane shutters for the entire house, a smart system managing hot water, and an interior laundry room.

This 1882 sq ft home, previously used as a hybrid second vacation home and successful Airbnb, offers endless potential. Whether you’re seeking your forever home or an investment opportunity, 4655 Payne Street in vibrant North Port is where your new chapter begins.

Schedule your tour today—you don’t want to miss this opportunity!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,882
  • Acreage: 0.23
  • Est. Taxes: $5,497
  • Elem. School: Cranberry Elementary
  • Middle School: Heron Creek Middle
  • High School: North Port High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: A4646584
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/A4646584/4655paynestreet_northport_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 11:47:09 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4655 PAYNE STREET, North Port, FL, 34287

$467,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $373,600 $373,600 $373,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.132%
Monthly Tax Payment $458 $458 $458
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,331 $2,454 $3,127
Total Monthly Payment $2,864 $2,987 $3,660

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.