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Welcome to 42 Dick Finn Rd, lovingly maintained 3-bedroom, 3-bathroom ranch-style home nestled on a picturesque 0. 8-acre lot in New Fairfield. Offering 2, 124 sq. ft. of thoughtfully designed living space, this home features one-level living with an inviting wrap-around deck perfect for enjoying seasonal views of beautiful Candlewood Lake. Step inside to find hardwood floors throughout, a spacious eat-in kitchen with a walk-in pantry, and a bright and airy dining room with arched entry and stunning living room with stone fireplace ideal for gatherings and curling up with a great book. The finished lower level adds even more space, complete with a wood-burning stove, built-in bar, office, laundry room with pull down ironing board, and sliders leading to a private patio. Outdoors, enjoy the tranquility of park-like grounds with perennial gardens, a tranquil waterfall pond, a shed, and a vegetable garden area with second entrance from the rear of the yard. Whether entertaining guests or simply relaxing in nature, this home offers the perfect retreat. Don't miss this unique opportunity to own a home near Candlewood Lake, close to in-town shopping, schools, minutes from Danbury/Brookfield retail shopping, restaurants and an easy commute to MetroNorth trains and major highways. Only an hour from Manhattan, this home is a wonderful escape from the city and the taxes are reasonable, too. Fall in love with this move-in-ready home, love where you live! Welcome Home!
Type | Level |
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Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Eat-In Kitchen | Main |
Family Room | Lower |
Full Bath | Main |
Full Bath | Lower |
Living Room | Main |
Office | Lower |
Primary Bath | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $680 | $680 | $680 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,990 | $3,148 | $4,011 |
Total Monthly Payment | $3,762 | $3,920 | $4,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.