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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Under Construction. Live on this homesite between 1/2 acre and 3/4 acre! The price is right, and nothing is better than BRAND NEW!
The open floorplan concept is perfect, and it leads out to a covered lanai with a beautiful tree line in the back yard for shade and privacy! Enjoy your outside picnics and BBQ's as you entertain in the wonderful Florida weather! Citra Highlands is a small, but inviting, Deed Restricted community, conveniently located on NE Jacksonville Road, approximately halfway between Ocala and Gainesville, making commute to either location viable. Citra Highlands is a quiet place to live, surrounded by horse farms, away from the hustle and bustle of city life. It truly is a community living within a quiet country atmosphere. Why wouldn't you want to call Citra Highlands "Home?"
ESTIMATED COMPLETION DATE APRIL 24, 2025! The photos of this home are of a different Laurel model, but same floor plan.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,600 | $239,600 | $239,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,514 | $1,574 | $2,006 |
Total Monthly Payment | $1,619 | $1,679 | $2,111 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.