20 Mary Avenue, Ulster (Lake Katrine), NY, 12449 | $449,000

A charming front porch welcomes you into this sprawling, move-in ready home. Enter a comfortable living room with a bay window, moldings, and wood floors. On the first floor there are 3 bedrooms including a primary bedroom option connected to a full bathroom. One of these bedrooms is currently used as a study. The updated kitchen features plenty of cabinet space, a skylight, granite counters, Brazilian cherry floors, double oven and an island with seating and a built-in ceramic stovetop. In addition there’s a washer and dryer behind closed doors and a window with a view to the backyard. Steps away is a large dining room with built-in hutches. The dining room leads into a 4-season sunroom/den with a wood burning stove, picture windows and access to the patio area. Upstairs, a spacious primary bedroom retreat includes a sitting area, home office with built-in desk and cabinets, and a double-sink bathroom featuring a waterfall, multi-jet shower, and radiant heat floors. Throughout the house, energy efficiency is enhanced with Low-E argon glass windows and 5-zone heating. The backyard is designed for relaxing and entertaining with a blue-stone patio, Trex deck, a fire pit, built-in planters, and a garden swing besides a small, tranquil pond with waterfall. Enjoy the spring and fall colors of the mature trees from any of the multiple sitting areas. All this- set on a quiet neighborhood street, minutes to Kingston and very convenient to the villages of Saugerties, Rhinebeck, Woodstock, and a host of scenic landscapes. Come visit! This could be the one.

Features

  • Town: Ulster
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Split Level
  • Year Built: 1960
  • Garage: 1-car
  • Heating: Baseboard, Heat Pump, Hot Water, Oil, Radiant Floor
  • Cooling: Ductless
  • Basement: See Remarks, Storage Space
  • Approx Sq. Feet: 2,219
  • Acreage: 0.47
  • Est. Taxes: $7,730
  • Lot Desc: Back Yard, Front Yard, Garden, Landscaped, Level
  • Elem. School: E R Crosby Elementary School
  • Middle School: M Clifford Miller Middle School
  • High School: Kingston High School
  • School District: Kingston
  • Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Exhaust Fan, Oven, Stainless Steel Appliance(s)
  • MLS#: 835275
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/835275/20maryavenue_ulster_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Village Green   Phone: 845-331-5357

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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20 Mary Avenue, Ulster (Lake Katrine), NY, 12449

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $644 $644 $644
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,241 $2,360 $3,007
Total Monthly Payment $2,960 $3,079 $3,726

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.